Employers' Guide

Appendix 5 - Early Retirement Factors for NPA 60 members - retirement date before 1.10.2007

Please note these factors only apply to benefits payable pre 1 October 2007. New actuarial reduction factors are being introduced in respect of all actuarially reduced and premature retirement benefits payable on or after 1 October 2007. Click here to view the new factors.

1. Pensions E.R. Factors for NPA 60 members - retirement date before 1.10.2007

Complete Months

  0 1 2 3 4 5

50

0.580

0.582

0.584

0.587

0.589

0.591

51

0.606

0.609

0.611

0.614

0.616

0.619

52

0.635

0.638

0.641

0.643

0.646

0.649

53

0.667

0.670

0.673

0.676

0.679

0.682

54

0.703

0.706

0.709

0.713

0.716

0.719

55

0.742

0.746

0.750

0.753

0.757

0.761

56

0.786

0.790

0.794

0.798

0.802

0.806

57

0.833

0.837

0.842

0.846

0.850

0.854

58

0.884

0.889

0.893

0.898

0.903

0.907

59

0.940

0.945

0.950

0.955

0.960

0.965

  6 7 8 9 10 11

50

0.593

0.595

0.598

0.600

0.602

0.604

51

0.621

0.623

0.626

0.628

0.631

0.633

52

0.651

0.654

0.657

0.659

0.662

0.665

53

0.685

0.688

0.691

0.694

0.697

0.700

54

0.723

0.726

0.729

0.733

0.736

0.739

55

0.764

0.768

0.771

0.775

0.779

0.782

56

0.810

0.813

0.817

0.821

0.825

0.829

57

0.859

0.863

0.867

0.871

0.876

0.880

58

0.912

0.917

0.921

0.926

0.930

0.935

59

0.970

0.975

0.980

0.985

0.990

0.995

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2. Lump Sums E.R. Factors for NPA 60 members - retirement date before 1.10.2007

Complete Months

  0 1 2 3 4 5

50

0.712

0.714

0.716

0.718

0.720

0.722

51

0.736

0.738

0.740

0.742

0.744

0.747

52

0.761

0.764

0.766

0.768

0.770

0.772

53

0.788

0.790

0.792

0.794

0.797

0.799

54

0.815

0.817

0.819

0.822

0.824

0.826

55

0.843

0.845

0.848

0.850

0.853

0.855

56

0.872

0.875

0.877

0.880

0.882

0.885

57

0.902

0.905

0.907

0.910

0.913

0.915

58

0.934

0.936

0.939

0.942

0.944

0.947

59

0.966

0.969

0.972

0.975

0.977

0.980

  6 7 8 9 10 11

50

0.724

0.726

0.728

0.730

0.732

0.734

51

0.749

0.751

0.753

0.755

0.757

0.759

52

0.774

0.777

0.779

0.781

0.783

0.785

53

0.801

0.803

0.806

0.808

0.810

0.812

54

0.829

0.831

0.834

0.836

0.838

0.841

55

0.857

0.860

0.862

0.865

0.867

0.870

56

0.887

0.890

0.892

0.895

0.897

0.900

57

0.918

0.921

0.923

0.926

0.928

0.931

58

0.950

0.953

0.955

0.958

0.961

0.963

59

0.983

0.986

0.989

0.992

0.994

0.997

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