As a teacher, you're dedicated to shaping the future lives of your students. But what about your own?

Understanding your pension is a significant part of planning for what lies ahead and that’s why we’ve pulled together our top tips to help you manage it:

1. Log in to / Register for My Pension Online

Your pension is something that travels with you throughout your teaching journey. To keep track of this important financial resource, you need a tool that's easy to use and always available. That's where My Pension Online comes in.

My Pension Online is a dedicated portal that allows you to check in on your pension whenever it suits you. You can view your latest Benefit Statement, ensure your personal details are correct and up-to-date, review your service history and much more.

If you’ve got an account, log in today. If you haven't registered yet, it's time to do so.

My Pension Online

2. Use our online calculators

Understanding the numbers can sometimes feel like a complex part when it comes to pensions. Our online calculators are here to help you make sense of it all.

These calculators can help you understand different aspects of your pension, like potential tax charges, different ways you might choose to receive your pension, and an estimate of your final pension value.

By using these calculators, you can make informed decisions about your pension.

Use our online calculators

3. Find out about Flexibilities

There are ways to boost your pension, known as flexibilities. These include options like Additional Pension, Buy Out, and Faster Accrual. There's also a teacher's Additional Voluntary Contribution Scheme, managed by Prudential, that you might want to consider.

To learn more about these flexibilities, check out our flexibilities animation (This link opens in a new window). It's a great resource for understanding the options available to you.

Find out about Flexibilities

4. Explore our retirement options

Retirement isn't a one-size-fits-all journey. There are different paths you can take when you retire, and understanding these paths can help you plan for the retirement journey that suits you best.

Whether you're considering early retirement, normal-age retirement, or phased retirement, our planning retirement hub has the information you need. Explore your options and start planning your retirement journey.

Explore your retirement options

5. Understand your death benefits

Your teacher's pension isn't just a benefit for you; it's also a safety net for your loved ones. By completing the appropriate beneficiary nomination forms on our website, you can ensure that any eligible benefits go to the people you care about.

To learn more about your death benefits and how to manage them, visit our death benefits page. It's an important part of managing your pension and protecting your loved ones.

Understand your death benefits

6. Use our resources

Managing your pension can seem like a complex task, but it doesn't have to be. There are many resources available to help you understand your teacher's pension and manage it effectively. Our resources page is a great place to start.

Here, you'll find a wealth of information designed to help you understand the basics of your teacher's pension and help you manage it in a way that suits you.

Use our resources

Whether you're just starting your teaching career or nearing retirement, it's never too early or too late to take control of your pension and your future.

Managing your teacher's pension may seem like a daunting task, but with the right tools and resources, it doesn't have to be.

Use these tips and resources to start managing your pension effectively today, and you'll be well on your way to feeling more comfortable about the whole process.