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Now that the member has been enrolled into the Scheme, they can choose to opt out of it. If they wish to do so, they should complete an opt-out form. Please note however, that you should not encourage the employee to opt out, nor should you provide the opt-out form.

If the employee does decide to opt out, then you'll be notified via the Employer Portal. If this happens you must:-

• Stop taking contributions from the employee.
• (If the employee has opted out within three months of joining the scheme) Refund to them any contributions that they have made.
• Adjust your following monthly contributions return.
• When the application is received by us within three months of Auto Enrolment commencing, the effective date of election is the date of Auto Enrolment.
• When the form is received by us more than three months after commencing pensionable employment, the effective date of election is the first day of the next month. In such cases pension contributions must have been deducted for the period prior to the opt out.
• The effective date of an opt out can be checked by obtaining a member print.

Once a employee has been enrolled into the Scheme whilst being an eligible jobholder, if they opt out again there is no requirement to monitor them. They will be assessed again on the 3rd anniversary of the staging date (the re-enrolment date).