Teachers pensions for Employer logo

NO

Changes to member contribution tiers

Changes to member contribution tiers

The Department for Education recently held a consultation on proposed amendments to the Teachers’ Pension Scheme regulations. This included suggested changes to the member contribution rates to ensure the Scheme remains appropriately funded and that members continue to pay an average of 9.6% overall. You can read more about the consultation and the funding on our website.

Following the end of the consultation, the Department for Education have reviewed the results, and these will be available in full shortly. Please continue to check our website for the latest details.

However, regulations are now being finalised to amend the member contribution rates from 1 April 2025 to the following:

Annual Salary Rate for the Eligible Employment from 1 April 2024  Current member contribution Rate Annual Salary Rate for the Eligible Employment from 1 April 2025 Member contribution Rate from 1 April 2025
Up to £34,289.99  7.4%  Up to £34,872.99  7.4%
£34,290.00 to £46,158.99 8.6%  £34,873.00 to £46,943.99  8.9%
£46,159.00 to £54,729.99 9.6%  £46,944.00 to £55,660.99  9.9%
£54,730.00 to £72,534.99 10.2%  £55,661.00 to £73,768.99  10.5%
£72,535.00 to £98,908.99 11.3%  £73,769.00 to £100,590.99  11.6%
£98,909.00 and above 11.7%  £100,591 and above  12%
  • Members in the first band (7.4%) won’t see any change in their contribution rate
  • Those in the remaining bands will see an increase of 0.3% to their contribution rate
  • All bands will increase by 1.7% due to the Pensions Increase from April 2025 (as shown in the table above).

The Department for Education has analysed the impact on take-home pay for an average member, taking account of tax relief on contributions. You can see an example of how this will work in effect below:

Example Salary Net effect (Annual) Net effect (Monthly)
£30,000 £0 £0
£40,000 £96 £8
£50,000 £120 £10
£65,000 £117 £10
£85,000 £153 £13
£110,000 £198 £17

Last Updated: 28/10/2026 16:39

Copyright © Teachers' Pensions 2026 All rights reserved. Pension Scheme Registry Number 10005209 (2010 scheme and earlier); and 10276733 (2015 scheme)