Teachers' Pensions
Employer FAQs

Some questions keep being raised. So we've compiled a list of the most frequently asked ones - along with their answers.

Popular Questions

Q Are there any restrictions to the amount of service that affects the calculation of a member's retirement benefits?

A

Yes, a member can continue to work past their Normal Pension Age and accrue benefits up to age 75. If they continue teaching after their 75th birthday, any service after that date is not treated as pensionable.

Under final salary, the maximum total pensionable employment that can be used in the calculation of retirement benefits is 45 years.

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Q Are there any salary restrictions that can affect the calculation of a members retirement benefits?

A

If a member's salary has increased in any of the three years used in their average salary period by more than £5,800 or 10%, whichever is the greater, the salary used to calculate any final salary benefits will be restricted.

The figure of £5,800 is increased annually, in line with factors provided by HM Treasury. If the average salary is restricted, any unused contributions will be refunded.

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Q How will I know if an employee in multiple employment joins the Scheme with another employer?

A

You must complete a TR6 when an employee takes up a new appointment but also check with the member if they're already working for another employer. If they are already employed, a notification will be issued to the new employer to advise them to deduct pension contributions.

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Q If my records don't hold ten years of service details would Teachers' Pensions hold this information?

A

Yes, provided it's been included on the relevant Annual Service Return or Monthly Data Collection, Teachers' Pensions will have recorded the data on a member's record. You can request a member print that will show the service recorded for that member.

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Q Do I have to provide the last ten years of service on Retirement Application forms?

A

No, only information relating to the final two years of service is required.

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Latest News

The latest policy updates and announcements about the scheme and the news that affects it:

Teachers' Pension Scheme Pension Board
Changes to CETV form
Teachers’ Pensions Valuation Report