Our calculators haven't yet been updated to reflect the Transitional Protection changes.  

Want to retire early from the Final Salary Scheme?

Estimate your adjusted pension benefits. Calculation methodology can be found below.

Step 1 of 1
Your options:

Min £5000 - Max £250000

Please enter your estimated service at the point of retirement    
Did you join the scheme on or after 1st Jan 2007?
How old will you be when you retire?    

Your estimate will appear here

Did you know?

You can get a personalised quote based on the most recent service and salary supplied by your employer.

What this calculator can and can't tell you

  • Your full pension which has been reduced to take into account that you are retiring early.
  • Your lump sum amount and basic pension amount should you retire early.
  • Your full basic and lump sum pension for comparison.
  • The percentage of your unreduced pension (both basic pension and lump sum) that you will receive if you retire early.
  • Your maximum lump sum and residual pension.
  • Our calculators haven’t yet been updated to reflect the changes being introduced because of Transitional Protection. The results don’t include the changes required for the remedy period (1 April 2015 to 31 March 2022). More information on Transitional Protection is available in Scheme Changes.
  • The implications concerning optional benefits such as additional pension and additional voluntary contributions.
  • This calculator is unable to provide an illustration for salaries below £5,000.

Questions on this calculator or the estimates it has shown? Contact us

If you are unsure of any details check your annual benefit statement or online account.


To find information on methodology and factors used behind this calculator.