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Pensions Increase factors can be found in our References section.
Details of how pensions increase factors are applied to the ten year average salary calculation can be found under Calculating Retirement Benefits in the Employer Guide.
The average salary is calculated using the best three consecutive re-valued earnings in the last ten years before retirement.
Members in the final salary arrangement may take up to two phased retirements before taking final retirement.
Members in the career average arrangement may take up to three phased retirements before taking final retirement (though no more than two can be taken before age 60).
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