The maximum total pensionable employment that can be used in the calculation of Final Salary pension is 45 years. This restriction doesn't apply in the Career Average arrangement.

If you continue teaching after your 75th birthday, any service after that date is not treated as pensionable but your retirement benefits are payable from your 75th birthday.

Yes, you can convert both your Final Salary and Career Average benefits. You don't have to convert the same proportion of each benefit but they are subject to the HMRC limits.

You'll stop paying contributions from the first day of the following month that your Opt out was received at Teachers' Pensions, providing you've received confirmation from us. If your employer is still taking contributions after this point, please contact them.

Every four years, the Government Actuary's Department (GAD) carries out a valuation of all unfunded public service pension schemes. Teachers' Pensions is one of these schemes.

The valuation is the process by which scheme costs are measured and managed. It assesses the long-term cost of providing pensions and other benefits to members of each public service pension scheme and determines the appropriate employer contribution rates going forward.