Teachers' Pensions
FAQs

Some questions keep being raised. So we've compiled a list of the most frequently asked ones - along with their answers.

Popular Questions

Q What are Flat-rate National Insurance Contributions?

A

Under the National Insurance Pension Scheme, if you were employed in pensionable teaching employment between 1 June 1948 and 31 March 1980 your pension contributions were reduced. This means that when you reach state pension age the basic rate of your pension is reduced by £1.70 per annum for each year of service between these dates.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q I've been granted a pension as a result of an earmarking order when will I receive it?

A

You won't receive a pension until your ex-spouse or partner draws their retirement benefits. If your ex-spouse or partner retires early or leaves the Scheme, the benefits may be less than you originally expected to receive.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q Are there any restrictions to the amount of service that is used in the calculation of my retirement benefits?

A

The maximum total pensionable employment that can be used in the calculation of Final Salary pension is 45 years. This restriction doesn't apply in the Career Average arrangement.


If you continue teaching after your 75th birthday, any service after that date is not treated as pensionable but your retirement benefits are payable from your 75th birthday.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q What happens if I exceed the Annual Allowance threshold?

A

If you exceed the Annual Allowance (AA) limit in a year and you don't have sufficient carry forward from previous years, you'll be required to pay a tax charge on the value of pension savings that are above the Annual Allowance.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q I'm receiving a pension as a result of an earmarking order. If I remarry, will my pension be stopped?

A

That depends on the earmarking order but generally it does mean your pension will be stopped.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Haven't found the answer?

Contact Us