Teachers' Pensions
FAQs

Some questions keep being raised. So we've compiled a list of the most frequently asked ones - along with their answers.

Popular Questions

Q What are Graduated National Insurance Contributions?

A

The Teachers' Pension Scheme was contracted out of the Graduated Pension Scheme, which ran between 3 April 1961 and 5 April 1975. The only members who were required to be contracted into the Graduated Pension Scheme were



  • female teachers who first entered service after age of 50 up to 31 March 1972 or who first entered service after age 55

  • male teachers who first entered service after age of 55 up to 31 March 1972 or who first entered service after age 66.


If a member who had service between 3 April 1961 and 5 April 1975 took a repayment of contributions from the Teachers' Pension Scheme they were then contracted into Graduated Pension Scheme for that period.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q What are Flat-rate National Insurance Contributions?

A

Under the National Insurance Pension Scheme, if you were employed in pensionable teaching employment between 1 June 1948 and 31 March 1980 your pension contributions were reduced. This means that when you reach state pension age the basic rate of your pension is reduced by £1.70 per annum for each year of service between these dates.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q I've been granted a pension as a result of an earmarking order when will I receive it?

A

You won't receive a pension until your ex-spouse or partner draws their retirement benefits. If your ex-spouse or partner retires early or leaves the Scheme, the benefits may be less than you originally expected to receive.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q I'm a pension credit member; can I transfer in pension from another scheme?

A

No, if you're a pension credit member of the Teachers' Pension Scheme you can't transfer in benefits from another pension scheme.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Q I work as a supply teacher can I still take Phased Retirement?

A

Yes, provided your earnings over the next 12 months reduce by at least 20% when compared to the past 6 months. It's your responsibility to monitor your earnings to ensure that you comply with that condition.

Was this information helpful?

Rate this article:

Average rating:

0 (0) stars

This item has 0 ratings.

Haven't found the answer?

Contact Us

Related Information

My Pension Online

Register

Latest News

The latest policy updates and announcements about the scheme and the news that affects it:

Where to find your P60
P60 2018/2019
Christmas opening hours