Teachers' Pensions
Break in service

Break in service

tablet on table

If you were a final salary member with a Normal Pension Age (NPA)The age at which you're eligible to claim retirement benefits without actuarial reduction. of 60 and had a break in service of more than five years, with a return date of on or after 1 January 2007, your NPA remains at 60 for the service before the break but is 65 for the service after the break.

Any period of less than 60 days qualifying service or 30 days reckonable service in any period of 365 days is not counted for the purposes of maintaining a normal pension age of 60.

If you’re a protected or tapered member and have a break in service of more than five years after 1 April 2015 you’ll enter the career average arrangements when you return to pensionable service.

If you retire and later re-enter pensionable service you’ll enter the career average arrangement.

If you’ve benefits in both the final salary and career average arrangements your final salary benefits are protected and will remain in final salary. When you retire we’ll use your salaries earned in career average to calculate your final salary benefits. This is called the final salary link. If you’ve a break in pensionable service of more than five years then the salary link is broken and we’ll use the salaries at the time of the break to calculate your final salary benefits.

Last Updated: 25/09/2018 15:01

FAQ

Have you read our Taking a break FAQs?

FAQs

Factsheet

Understand the affects a break in service has on your pension.

Download

Resource

Read our deferred member guide.

Download

Related Information

My Pension Online

Register

Benefit statement