For Members
Teachers' Pensions
Additional Voluntary Contributions (AVCs)

Additional Voluntary Contributions (AVCs)

Got a question about Additional Voluntary Contributions? You've come to the right place.

  • What are Additional Voluntary Contributions (AVCs)?

    Additional Voluntary Contributions (AVCs) give you the option to pay contributions to build up additional retirement funds. These are administered by The Prudential.

  • How do I find out more about AVCs and Prudential?

    You can find out more by visiting their website at You can also speak to Prudential’s Retirement Specialists team on 0800 032 2459. Monday to Friday, 9am to 5pm.

  • How do I contact Prudential?

    You can contact Prudential by calling 0345 600 3343 Monday to Friday, 9am to 5pm. You can also visit their website at

  • How do I find out what benefits will be due from my AVC?

    The In House AVC facility is administered by Prudential so you should contact them with any queries regarding the amounts that may become payable.

    The address for enquiries is:

    Prudential Teachers’ AVC
    BN15 8GB
    Telephone: 0345 600 3343 (Mon-Fri, 9am-5pm)

  • Will I receive my teachers AVC benefits when I receive my pension from Teachers' Pensions?

    Payment of your teachers’ AVC benefits is not linked to payment of your pension from Teachers' Pensions. You could access your teachers’ AVC at any time from age 55. If you have a Free Standing AVC arrangement you’ll need to contact the AVC provider as their rules can vary.

  • Can I use my AVC fund to purchase Additional Pension?

    No. It’s not possible to purchase Additional Pension in the Teachers' Pension Scheme with funds accrued under either an AVC, or Free Standing AVC arrangement, or by using a tax-free lump sum from another pension arrangement.


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