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Normal Age Retirement

Normal Age Retirement

september 01

Once you reach your Normal Pension Age (NPA)The age at which you're eligible to claim retirement benefits without actuarial reduction. and provided you’re out of service you should claim your benefits. If you continue in pensionable service after you reach your NPA your benefits will be paid from the last day of pensionable service. If you delay making your claim then your benefits will be backdated to your last day of service or when you reached your Normal Pension Age, whichever is the later. Any backdated payments will be paid as a lump sum and will be subject to tax.

Benefits in both final salary and career average

If you’ve benefits in both final salary and career average and provided you’re out of service, you can also claim your career average benefits as well as your final salary benefits.

Your career average benefits will be reduced because they are being paid before your NPA in that arrangement. If you wish you can leave these benefits until you reach your career average Normal Pension Age and they’ll then be paid in full.

If you’ve any unclaimed final salary benefits when you claim your career average benefits, you must take them too.

Last Updated: 26/09/2018 10:26


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