If you’ve qualified for benefits in the Teachers’ Pension Scheme and are unable to continue teaching due to ill-health you should consider applying for Ill-health Retirement, even if you’re approaching your Normal Pension Age (NPA).

The difference in value between an Early Retirement pension and an Ill-health Retirement pension may sometimes appear small, but over the years that the pension will typically be in payment, the total value will become more significant.

In all cases, we recommend that both you and your employer seek independent financial advice.

More information, including the Ill-health Retirement Guide, is available on our website.