Teachers' Pensions

Some questions keep being raised. So we've compiled a list of the most frequently asked ones - along with their answers.

Popular Questions

Q I've been granted a pension as a result of an earmarking order when will I receive it?

A

You won't receive a pension until your ex-spouse or partner draws their retirement benefits. If your ex-spouse or partner retires early or leaves the Scheme, the benefits may be less than you originally expected to receive.

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Q I'm a pension credit member; can I transfer my pension to my own scheme?

A

No, if you're a pension credit member of the Teachers' Pension Scheme you can't transfer your benefits out to another pension scheme.

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Q What is payable if I die in pensionable employment?

A

If you die in pensionable employment a lump sum death grant of three times your average salary may be paid and a pension may be paid to your dependants. For further information about Death Grants and pensions, see the Death Grant section of our life events guide.

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Q Is there a fee to receive my Teachers' Pension overseas?

A

Yes, there is a £1 charge to receive your pension outside of the UK.

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Q What death benefits are paid while drawing Phased Retirement?

A

If you're in pensionable employment, what your beneficiaries receive will depend on which scheme arrangement you were in at the time of your death.


If you're in pensionable service in the final salary arrangement then the death grant will be three times your average salary, less any lump sum paid when you took your phased benefits. If you're in pensionable service in the career average arrangement it will be three times your final full-time equivalent salary at the time of your death.


Under both arrangements, if you die within five years of drawing Phased Retirements, your beneficiaries will also receive a lump sum of five years pension, less any pension paid.

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