Answer:
Mixed service is where you have service in more than one section of the Teachers’ Pension Scheme. The different sections are:
- Final salary scheme (80th)
- Final salary scheme (60th)
- Career average scheme
If you became a member of the Teachers’ Pension Scheme after 1 January 2007 you’ll have a Normal Pension Age (NPA) of 65 for your final salary benefits.
If you became a member before 1 January 2007 your Normal Pension Age for any final salary benefits will be 60, provided you haven’t had a break in service of more than five years.
If you were a final salary member with a Normal Pension Age (NPA) of 60 and have had a break in service lasting more than five years which ends after 31 December 2007, then your service prior to the break will still have a NPA of 60. However, if you return after 31 December 2007 (but prior to 1 April 2015) any final salary service will have a NPA of 65. This is known as a ‘disqualifying break’. If the disqualifying break spans 1 April 2015 you’ll have entered the career average scheme, where the NPA is either 65 or your State Pension age, whichever is the higher.
If you've career average benefits your NPA for these will be 65 or your State Pension age whichever is the later date.