Am I affected?

  • Answer:

    It's important to realise that many of you are not affected by any of the changes. The changes only affect those of you who were both in service on or before 31 March 2012 and have continuous service on or after 1 April 2015, including if you have a qualifying break in service of not more than five years.

  • Answer:

    You’ll not be affected by the changes if you:

    • first joined one of the main public service pension schemes on or after 1 April 2012
    • have had a break in service of more than five years
    • have no service in the remedy period (1 April 2015 – 31 March 2022)
    • retired and took your final salary pension in full prior to 1 April 2015.

  • Answer:

    For those of you who built up service in the career average (reformed) scheme during the remedy period, this service will instead be placed in the final salary (legacy) scheme at the end of the remedy period. This must happen to address the discrimination and so all affected members can be treated equally, in line with those older members who remained in the final salary (legacy) scheme.

  • Answer:

    We must wait for the necessary legislation to be in place to do and so we will not be able to provide options to those affected until October 2023 at the earliest.

  • Answer:

    From 1 April 2022, all active members of the Teachers’ Pension Scheme who continue in service will be moved into the career average (reformed) scheme.

  • Answer:

    The changes apply all members who were in service on or before 31 March 2012 and on or after 1 April 2015, including those with a qualifying break in service of less than five years, across all affected public service schemes. This includes those members who are currently active, deferred or retired.

    Members who first joined their scheme after 31 March 2012 were ineligible for transitional protection regardless of their age, and so aren’t affected by the discrimination identified by the court.

  • Answer:

    No, the discrimination identified by the courts applies to those of you who were active on the 31 March 2012 and on the 1 April 2015 and therefore it’s those of you who’ll be affected by the changes in the government proposals. This includes if you're either an active, deferred or retired member.

  • Answer:

    Members who were subject to the discrimination will be affected by changes made to schemes, whether they are active, deferred or retired members.

  • Answer:

    If you retired before the Deferred Choice Underpin (DCU) is implemented and have a period of relevant service between 1 April 2015 and 31 March 2022, you’ll be offered a choice once the legislative changes have been made to implement the DCU. The choice will be retrospective and backdated to the point that payment of your pension benefits began.

    Until the legislation process is completed there’s no legal basis for the Scheme to implement the remedy. We therefore won’t be able to provide options to those affected during the remedy period until October 2023 at the earliest. As we’ll have to contact all members affected by the remedy from this date, please bear with us as it’s likely to take some time to reach everyone.

  • Answer:

    If you were affected will depend on when you started with the Teachers’ Pension Scheme. The changes only affect those of you who were both in service on or before 31 March 2012 and have continuous service on or after 1 April 2015, including if you have a qualifying break in service of no more than five years.

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