Transitional Protection Decision Tree

It’s important for you to understand the Transitional Protection changes being introduced and whether you’re affected by these changes.

You can use this decision tree to help you understand:

  • Whether you’re affected by the changes
  • How you’re affected by the changes
  • What will happen next.
One of the criteria for the remedy is that you were a member of the Teachers’ Pension Scheme or any other public service pension scheme on 31 March 2012. Therefore, information you'll need to think about is:
  • Whether you had service between 1 April 2012 - 31 March 2015
  • Whether you had service during the remedy period – 1 April 2015 – 31 March 2022
  • Whether you’re planning to retire before 1 October 2023
  • Whether you've had any breaks in service.

If you want to understand more about the scheme changes, why not watch our video which explains why they're taking place. (This link opens in a new window) In addition, you can see our case studies which give you examples of the various scenarios and how benefits will be affected.

There are some circumstances which aren’t included in the decision tree and more information will be provided:
  • Members with tax changes
  • Members with transfers (which are not from a public sector pension scheme)
  • Members with a full-time and additional employment during the remedy period
  • Members with phased, partial or additional service after retirement (ASAR).

It’s important to remember that answers to your questions are based on your current circumstances and these may change.

We suggest you continue to revisit the decision tree as updates will be made. We'll let you know when updates occur through our members news.

We’d recommend that if you don’t have a My Pension Online account, that you register. This will allow you access to the latest detailed information about the changes and your options as well as tools that can help you in your decision making, when we can share them with you.