Increasing your pension

The Scheme provides a number of opportunities for increasing your benefits and those of your family. It’s also important to understand which arrangement you’re in as some of the flexibilities are only available to you if you’re in the career average arrangement.

The opportunities available to you are:-

There’s an overall financial limit to the amount of flexibilities that you can buy. For the most up to date figures, see our updates page. The limits do not apply to the Additional Voluntary Contributions (AVCs).

Increasing your benefits (in any way, including AVCs) could have consequences in relation to the Annual and Lifetime Allowances. Therefore, before you make your final decision it's a good idea to seek financial advice on the possible tax implications of proceeding with your application as exceeding these financial limits can create a tax charge.

Last Updated: 08/12/2021 14:23


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