Answer:

For those members who built up service in the career average scheme during the remedy period, this service will instead be placed in the final salary scheme at the end of the remedy period; this is known as 'rollback'. This must happen to address the discrimination and to ensure all affected members can be treated equally, in line with those older members who remained in the final salary scheme.

Answer:

It's important to realise that not all members are affected by the changes. The changes only affect members who were both in service on or before 31 March 2012 and have continuous service on or after 1 April 2015. Members aren't affected by the changes if they've had a break in pensionable service of more than five years.

Answer:

A member will not be affected by the changes if they:

• first joined one of the main public service pension schemes on or after 1 April 2012
• have had a break in pensionable service of more than five years
• have no service in the remedy period (1 April 2015 – 31 March 2022)
• retired and took their final salary pension in full prior to 1 April 2015.

Answer:

If they retired before the Deferred Choice Underpin (DCU) is implemented and have a period of relevant service between 1 April 2015 and 31 March 2022, they’ll be provided a choice from 1 October 2023. The choice will be retrospective and backdated to the point that payment of their pension benefits began.

As we’ll have to contact all members affected by the remedy from this date, please bear with us as it’s likely to take some time to reach everyone.

Answer:

This will depend on when the member started with the Teachers’ Pension Scheme. The changes only affect those who were both in service on or before 31 March 2012 and have continuous service on or after 1 April 2015, including if they have a qualifying break in service of no more than five years.

Answer:

A decision maker will be determined to make the choice on behalf of all relevant beneficiaries.

Answer:

From 1 April 2022, all active members of the Teachers’ Pension Scheme who continue in service were moved into the career average scheme.

Answer:

The changes apply all members who were in service on or before 31 March 2012 and on or after 1 April 2015, including those with a qualifying break in service of less than five years, across all affected public service schemes. This includes those members who are currently active, deferred or retired.

Members who first joined their scheme after 31 March 2012 were ineligible for transitional protection regardless of their age, and so aren’t affected by the discrimination identified by the court.

Answer:

No, the discrimination identified by the courts applies to members who were active on 31 March 2012 and on 1 April 2015 and therefore they’ll be affected by the changes in the government proposals. This includes if they are either an active, deferred or retired member.

Answer:

Members who were subject to the discrimination will be within scope of any changes made to schemes, whether they are deferred, retired or active members.