Teachers' Pensions
Relationships

Relationships

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It goes without saying that your pension isn’t just about you. It’s also about the people you love and care for.

It’s up to you to remember to keep your nominations up to date.

If you’re married or in a civil partnership, your spouse or civil partner will automatically receive a pension after you die, provided you have a minimum of two years pensionable service.

If you are in an unmarried partnership your partner will receive a pension but only if the criteria set out below are met prior to your death.

Partners

If you’re in a relationship but not married or in a civil partnership, your partner can receive a long-term survivor’s pension if you have pensionable service on or after 1 January 2007. Any pension that is payable will be based solely on service from 1 January 2007 onwards, unless you made an election to make prior service eligible by paying family benefit contributions in respect of it. In order to qualify for a survivor’s pension other conditions must be met, as set out below, for a continuous period of at least two years immediately prior to your death:

1. You were able to marry or form a civil partnership with your partner;
2. You and your partner were living with each other as if you were a married couple or civil partners;
3. Neither you or your partner were living with a third person as if they were a married couple or civil partners; and
4. You and your partner were financially interdependent or your partner was financially dependent on you.

Teachers’ Pensions will require your partner to provide evidence of the above qualifying conditions in order for a long-term survivor’s pension to be paid to them. We recommend you complete a partner nomination form so that we know about your relationship, but it’s not a mandatory requirement for the payment of benefits.

If a Death Grant nomination has not been completed the Death Grant will also be payable to your partner on the proviso the same conditions as set out above are met. However, as the conditions do not apply where a nomination has been made, you may wish to inform us of your wishes by completing a Death Grant Nomination.

Where a nomination hasn’t been made and there is no survivor’s pension to be paid (i.e. the qualifying criteria for an unmarried partner has not been met) the Death Grant will be paid to the estate of the deceased member.

Close Dependent Relative Nominee

If you’re unmarried you can nominate a close dependent relative to receive a pension. You’ll need two or more years’ service after 1 January 2007 to qualify for partner benefits on death.

You can nominate a parent, step-parent, brother or sister, provided that they’re unmarried, widowed, not a civil partner or cohabiting with another person as husband and wife or as civil partners. Your nominee must be wholly or mainly financially dependent on you. You can complete an online nomination form.

If you marry or register as a civil partner, their nomination ends. It also ends if they die, marry or otherwise stop being dependent on you.

It’s up to you to remember to keep your nomination up to date. When any application for a pension is received, checks will be undertaken to ensure that the criteria are met.

Last Updated: 11/09/2018 13:53

FAQ

Have you read our Nominations FAQs?

FAQs

Form

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Factsheet

What you need to know about Maternity & Paternity.

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