For Members
Teachers' Pensions


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It goes without saying that your pension isn’t just about you. It’s also about the people you love and care for.

It’s up to you to remember to keep your nominations up to date.

If you’re married or in a civil partnership, your spouse or civil partner will automatically receive a pension after you die, provided you have a minimum of two years pensionable service.

If you are in an unmarried partnership your partner will receive a pension but only if the criteria set out below are met prior to your death.


If you’re in a relationship but not married or in a civil partnership, your partner can receive a long-term survivor’s pension if you have pensionable service on or after 1 January 2007. Any survivor’s pension that is payable will be based solely on service from 1 January 2007 onwards. However, an application to cover pre-2007 service for family pensions can be made, allowing you to pay family benefit contributions so that earlier service will count towards an adult survivor’s pension. Such an application must be made within six months of becoming a qualifying partner, in accordance with the criteria set out below.

In order to qualify for a survivor’s pension other conditions must be met, as set out below. These conditions must be met for a continuous period of at least two years immediately prior to your death:

1. You are able to marry or form a civil partnership with your partner;

2. You and your partner are living with each other as if you are a married couple or civil partners;

3. Neither you nor your partner has been living with a third person as if a married couple or civil partners; and

4. You and your partner are financially interdependent or your partner is financially dependent on you.

Teachers’ Pensions will require your partner to provide evidence of the above qualifying conditions in order for a long-term survivor’s pension to be paid to them. We recommend you complete a partner notification form so that we know about your relationship, but it’s not a mandatory requirement for the payment of benefits.

Evidence of an exclusive mutual relationship can be provided at the point that service prior to 1 January 2007 is covered, but in any event, the partner will need to provide proof of dependency and interdependency up to the date of the member’s death.

To validate dependence or interdependency, the surviving qualifying partner will need to provide evidence which may include the following:

  • The partner lived in the member’s house or the member and the partner lived in a shared household;
  • The partner was supported by the member or the member and the partner shared household spending;
  • The member and the partner shared bank accounts and / or investments;
  • The member and the partner had a loan or mortgage in joint names;
  • The member and the partner named each other as the main beneficiary;
  • The member and the partner held a mutual power of attorney;
  • The member has nominated their partner as the main beneficiary of the life assurance or the member and partner has nominated each other for the purposes of life assurance.

We emphasise that it will be incumbent on a partner who is not in a marriage or civil partnership to be able to prove that they have been financially dependent or financially interdependent after the member’s death. If there is no evidence of financial dependency or interdependency after the member has died, a partner will not be entitled to a surviving adult pension. For example, two individuals enter a long-term relationship, both of whom have their own separate properties. Both see themselves as "self-sufficient", with their respective assets kept separate for inheritance tax purposes, as they have children from a previous relationship. If there is no evidence of mutual dependency, it will not be possible for the Scheme to grant a surviving qualifying partner benefit.

While there is no legal requirement to make a nomination, it may be advisable for a member to at least notify Teachers’ Pensions of an ongoing committed long term relationship, even though the Scheme will still need satisfactory evidence that there is shared expenditure or that the couple’s assets have been shared.

To reiterate, the onus will be on the partner to meet all the relevant criteria including the provision of evidence demonstrating financial dependency and interdependency after the death of partner before a surviving qualifying partner pension will be awarded.

If a Death Grant nomination has not been completed the Death Grant will also be payable to your qualifying partner on the proviso the same conditions as set out above are met. However, as the conditions do not need to be met if a Death Grant nomination has been made, you may wish to inform us of your wishes by completing the Death Grant Nomination.

If a Death Grant nomination hasn’t been made and there is no qualifying survivor’s pension to be paid (i.e. the qualifying criteria for an unmarried partner have not been met) the Death Grant will be paid to the estate of the deceased member.

Close Dependent Relative Nominee

If you’re unmarried you can nominate a close dependent relative to receive a pension. You’ll need two or more years’ service after 1 January 2007 to qualify for partner benefits on death.

You can nominate a parent, step-parent, brother or sister, provided that they’re unmarried, widowed, not a civil partner or cohabiting with another person as husband and wife or as civil partners. Your nominee must be wholly or mainly financially dependent on you. You can complete an online nomination form.

If you marry or register as a civil partner, their nomination ends. It also ends if they die, marry or otherwise stop being dependent on you.

It’s up to you to remember to keep your nomination up to date. When any application for a pension is received, checks will be undertaken to ensure that the criteria are met.

Last Updated: 20/11/2019 15:00


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