Retrospective Additional Pension

If you previously purchased career average flexibilities during the remedy period, such as Additional Pension, Faster Accrual or Buy-Out, you’ll be provided with the option to convert these into final salary Additional Pension when we contact you about your rollback choices.

However, you can also apply to purchase final salary Additional Pension retrospectively for the ‘remedy period’ (1 April 2015 to 31 March 2022), providing that you don’t exceed purchase limits. To meet the criteria, you must have been prevented from purchasing final salary Additional Pension as you had already been moved into the career average scheme.

For active or deferred members, if you wish to apply for final salary Additional Pension retrospectively, you must submit an application within six months of receiving your initial Remediable Service Statement (RSS).

Any final salary additional pension lump sum payment is subject to interest at the National Savings & Investment (NS&I) rate from the date of the election to the current date.

For retired members, if you wish to apply, you’ll have six months from receiving your RSS to submit an application. You must make the purchase before making your Immediate Choice decision of choosing final salary scheme or career average scheme benefits for the remedy period. Once you’ve made your Immediate Choice, you can’t make this purchase. If you make this purchase, it won’t be reflected within the RSS you’ll have already received.

Please note beneficiaries or decision makers of deceased members can’t make applications for Additional Pension.

To apply for retrospective final salary Additional Pension, please use the paper form. (PDF, 263 KB) (This link opens in a new window) We ask that when sending in your form you add a covering note confirming that you wish your application to be treated retrospectively, and from what date.

Once you’ve completed this form and returned it to us, we’ll calculate the amount payable by you to purchase your requested amount of Additional Pension Benefit (including the interest owed for backdating the election) and send these details out to you as an invoice, along with information on how to make the payment. 

The amount payable will be based on the amount of Additional Pension Benefit you wish to purchase, the age at which you wish the election to be effective from and whether the election is to increase your personal benefits only, or also to increase any potential family benefits. 

More information on Additional Pension can be found on our website.

Last Updated: 12/03/2024 09:46


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